{"id":12,"date":"2024-01-06T08:02:12","date_gmt":"2024-01-06T08:02:12","guid":{"rendered":"https:\/\/smartmoneywithv.co.za\/?page_id=12"},"modified":"2024-01-06T09:46:10","modified_gmt":"2024-01-06T09:46:10","slug":"our-story","status":"publish","type":"page","link":"https:\/\/smartmoneywithv.co.za\/index.php\/our-story\/","title":{"rendered":"Our Story"},"content":{"rendered":"\n

Ours is a story of eliminating the culture of [bad] debt and cultivating the culture of savings among South African families and individuals so that they can get to achieve their dreams which often require the greatest resource of all \u2013 money.<\/strong><\/p>\n\n\n\n

Whether you\u2019re starting out, in school, between jobs, veteran or young professional or at home raising a family\u2026everyone has dreams. Maybe it\u2019s owning a new home, starting a business, investing in property, saving money for your kids\u2019 education, travelling more, or just living comfortably in retirement. None of these happen by accident \u2013 that\u2019s why financial planning is so important. With a plan in place, you\u2019re able to determine where you are now, where you\u2019d like to be in the future \u2013 and what you must do to get there. <\/p>\n\n\n\n

However, before you get to the planning and use of your money, we first need to get you started with financial literacy and wellness. <\/p>\n\n\n\n

Financial Literacy<\/strong> – To be financially literate is to know how to manage your money. This means learning how to pay your bills, how to borrow and save money responsibly, and how to and why to invest and plan for retirement.<\/p>\n\n\n\n

Financial wellness<\/strong> is the overall health of your financial life, and it speaks to your relationship with money and effectively managing your economic life. It doesn\u2019t require achievement of status or income because this, everyone has the capacity to practice. <\/p>\n\n\n\n

When you are financially well, you seldom have money-related stress. <\/p>\n\n\n\n

Smart Budget<\/strong><\/p>\n\n\n\n

At the core of any financial plan and decision is a budget. Hence Smart Budgeting forms part of every conversation we have with our clients. <\/p>\n\n\n\n

Did you know? It is not your salary that makes you rich or live in lack, it is your spending behaviour\u2026<\/pre>\n\n\n\n
One of the first building blocks of a successful personal finance plan is the ability to budget. Although it\u2019s easy to understand, it\u2019s also difficult to do because it requires a hard look in the mirror and a willingness to see what really stares back at you, hence doing it with SMART Money with V<\/strong> will be a total life changer for you! We\u2019ll help you navigate and do the hard things. Budgeting requires that you analyze and likely change your spending habits. Instead of your money controlling you, you control your money. <\/p>\n\n\n\n
Develop habits to save, avoid financial crisis, and maintain peace of mind with Smart Money with V! <\/p>\n\n\n\n
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Ours is a story of eliminating the culture of [bad] debt and cultivating the culture of savings among South African families and individuals so that they can get to achieve their dreams which often require the greatest resource of all \u2013 money. Whether you\u2019re starting out, in school, between jobs, veteran or young professional or … <\/p>\n","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"footnotes":""},"class_list":["post-12","page","type-page","status-publish","hentry"],"_links":{"self":[{"href":"https:\/\/smartmoneywithv.co.za\/index.php\/wp-json\/wp\/v2\/pages\/12","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/smartmoneywithv.co.za\/index.php\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/smartmoneywithv.co.za\/index.php\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/smartmoneywithv.co.za\/index.php\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/smartmoneywithv.co.za\/index.php\/wp-json\/wp\/v2\/comments?post=12"}],"version-history":[{"count":4,"href":"https:\/\/smartmoneywithv.co.za\/index.php\/wp-json\/wp\/v2\/pages\/12\/revisions"}],"predecessor-version":[{"id":86,"href":"https:\/\/smartmoneywithv.co.za\/index.php\/wp-json\/wp\/v2\/pages\/12\/revisions\/86"}],"wp:attachment":[{"href":"https:\/\/smartmoneywithv.co.za\/index.php\/wp-json\/wp\/v2\/media?parent=12"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}